We’re already drawing near the end of 2016 — a year that saw the withdrawal of England from the EU, the death of some of music’s most talented, and a presidential campaign like no other in our own country. It’s been a weird year. But there are still two months left, and that leaves us asking one (less exciting but still important) question: have you made the most of your dental benefits in 2016? If you have dental insurance, it’s not too late to reap the rewards of your investment. Your dentist in Los Angeles is here to help.
Take Advantage of Your Dental Benefits
Many people don’t have dental insurance in the US — and you’re fortunate. If you have employer-provided dental insurance, or if you’re individually insured, make sure you’re taking advantage of your coverage. Dental insurance covers your preventive dental care, meaning you can receive two checkups and cleanings at absolutely no cost. And your plan may also cover x-rays or dental sealants and fluoride treatments. But the question is — have you made the most out of your plan? If you have met your deductible for 2016 but have yet to reach your annual maximum, it’s time to cash in on what your insurance provider owes you. The annual maximum is the amount they will cover for your dental care. Most dental insurance plans renew with the start of the new year, meaning that when the clock strikes 12 on New Year’s Eve, your benefits expire and you’ll have to meet your deductible all over again. How can you make sure you’re getting everything you’re owed? By taking some time to understand just what you are eligible for with your dental insurance. Contact your provider directly, or discuss your coverage with your employer. Make a list of questions beforehand to ensure all of your doubts are answered. Some questions that you may want to ask include…- What benefits have I used in 2016?
- Which treatments am I still eligible for?
- Who is covered under my dental insurance plan?