We’re already drawing near the end of 2016 — a year that saw the withdrawal of England from the EU, the death of some of music’s most talented, and a presidential campaign like no other in our own country. It’s been a weird year. But there are still two months left, and that leaves us asking one (less exciting but still important) question: have you made the most of your dental benefits in 2016? If you have dental insurance, it’s not too late to reap the rewards of your investment. Your dentist in Los Angeles is here to help.
Take Advantage of Your Dental Benefits
Many people don’t have dental insurance in the US — and you’re fortunate. If you have employer-provided dental insurance, or if you’re individually insured, make sure you’re taking advantage of your coverage. Dental insurance covers your preventive dental care, meaning you can receive two checkups and cleanings at absolutely no cost. And your plan may also cover x-rays or dental sealants and fluoride treatments.
But the question is — have you made the most out of your plan?
If you have met your deductible for 2016 but have yet to reach your annual maximum, it’s time to cash in on what your insurance provider owes you. The annual maximum is the amount they will cover for your dental care. Most dental insurance plans renew with the start of the new year, meaning that when the clock strikes 12 on New Year’s Eve, your benefits expire and you’ll have to meet your deductible all over again.
How can you make sure you’re getting everything you’re owed? By taking some time to understand just what you are eligible for with your dental insurance. Contact your provider directly, or discuss your coverage with your employer. Make a list of questions beforehand to ensure all of your doubts are answered.
Some questions that you may want to ask include…
- What benefits have I used in 2016?
- Which treatments am I still eligible for?
- Who is covered under my dental insurance plan?
If you haven’t had two checkups and cleanings this year, that’s easy. Schedule a free one today. But that’s not all you’re eligible for. If you’ve already had your preventive care, dental crowns, braces, and nightguards may also be partially covered by your insurance plan.
Flexible Spending Accounts Expire in 2017, Too
If you have opted for an FSA to make paying for your health care easier, be aware that any money you have set aside must be used within the plan year. These funds can go towards orthodontics, restorative dental care, a sports or night guard, or any other special treatment you know you need but have put off getting. There’s no time like the present!
Contact Westside Dental Associates to Discuss Your Coverage
At Westside Dental Associates, we are happy to accept nearly all major dental insurance plans. Our team of experts looks forward to discussing the particulars of your coverage to help you maximize on your benefits in 2016. We can also discuss your FSA account and how much you may want to consider saving for 2017. Please get in touch with us to schedule an appointment today.